Tag Archives: Business Financing

Some Emerging Challenges For Straightforward Commercial Capital Solutions

U.S. manufacturers, distributors, and wholesalers often find it difficult to extend 30-day credit terms to small supply contractors.By partnering with Bibby Financial Services, Dominion Capital Management Corporation can now offer Business Credit Assurance, a debt-free commercial credit guarantee to minimize credit default while driving more government sales through GCMS firms.Even though the GCMS program is primarily geared to support supply contractors, service contractors may also obtain contract financing through the program. “Our decision to offer a working capital solution as part of Dominion’s GCMS program makes perfect sense,” says Leigh Lones, Bibby Financial Services CEO, Americas.”Bibby’s expertise in fast, flexible financing alongside Dominion’s commitment to helping small suppliers minimize administrative and operational burdens will open the door for the thousands of small businesses that are looking to capitalize on the chance to work with government agencies.” GMCS is designed to support small, minority, woman, and veteran owned businesses that wish to start up or expand to sell goods and services to government agencies.”We started this program to grow economy and value for small businesses and government agencies,” said Ervin Hughes, Jr., president, of Dominion Capital Management.”Now that we’ve partnered with Bibby Financial Services, our co-branded working capital solution will offer a faster payment option for small contractors participating on government contracts at all levels.” SupplierPay is Growing Small Businesses Former U.S. congressional member (retired) and Dominion Capital Management CEO, John Lewter commented, “I am excited about this partnership with Bibby. Since our inception, the objective has always been to provide solutions to grow the financial capacity of small businesses nationally and our firm making the SupplierPay pledge supports that goal.”The SupplierPay Pledge states that the initiative, ‘…ensures our small suppliers are able to take advantage of our commitment while minimizing new administrative or operational burdens.’The SupplierPay initiative builds off the federal government’s Quick Pay initiative, a successful model that pays federal contractors faster or helps them get access to capital. To learn more about Government Contracting Made Simple, visit www.net30credit.com or call our GCMS support line at (800) 381-00073, ext. 201 About Bibby Financial Services Bibby Financial Services, a worldwide market leader in business financing solutions, supports businesses of all sizes in virtually every industry with flexible, customized funding solutions. With its asset-based lending and factoring products, the company provides clients access to the working capital needed to grow and support their businesses. Bibby Financial Services is proud to have helped more than 8,900 clients grow their businesses by providing more than $1 billion in funding across the globe.


The dividend will be paid on December 29, 2015 to shareholders of record as of December 21, 2015. ABOUT CIM COMMERCIAL TRUST CORPORATION CIM Commercial Trust Corporation is a real estate investment trust (REIT) that principally acquires, owns, and operates stabilized Class A and creative office properties located in vibrant and improving urban communities throughout the U.S. Properties are primarily located in Los Angeles, the San Francisco Bay Area, Sacramento, and Washington, D.C. CIM Group, the manager of CIM Commercial Trust, is comprised of a seasoned team of real estate investment professionals with extensive expertise in acquisitions, investments, development, finance, leasing, asset management, as well as in-house research capabilities. In addition, CIM Commercial Trust continues to deploy a portion of its capital to its real estate lending platform through its wholly owned subsidiary (d/b/a PMC Commercial Trust) that originates and services loans under the U.S. Small Business Administration 7(a) Guaranteed Loan Program as well as through other lending programs. www.cimcommercial.com FORWARD-LOOKING STATEMENTS The information set forth herein contains “forward-looking statements.” You can identify these statements by the fact that they do not relate strictly to historical or current facts or discuss the business and affairs of CIM Commercial Trust Corporation on a prospective basis. Further, statements that include words such as “may,” “will,” “project,” “might,” “expect,” “believe,” “anticipate,” “intend,” “could,” “would,” “estimate,” “continue” “pursue,” or “should” or the negative or other words or expressions of similar meaning, may identify forward-looking statements.


As opposite to losing the points, earning the points is a term used to describe a situation where, a trader gains through a difference in buy and sell prices, when he agrees to sell at one price now and to buy for less in the future. Savings deposits: Savings deposits or saving account is an account in a bank or any other financial institution which stores finances and pays interest. Ask Seri, “what do you think about” and she will say, “I think differently”! Activity Based Management – The management style that identifies and analyses individual activities, based on their costing, profitability and drivers, is known as activity based management. These loans are meant for well established companies, which were profitable before the start of the recession. Risk premium: Risk premium refers to the extra yield over the risk-free rate owing to various types of risk inherent in a particular investment. This is then used to convert that income to an estimate of present worth for the property.

Fund Family: A bouquet of funds offered by a mutual fund company where each fund corresponds to a specific objective. Generally, a builder constructs an flat complex with an intention to sell the apartments. Pricing efficiency: A characteristic of a market which states that the prices at all times fully reflect the information that is relevant to the valuation of securities. It can be a sign of a future bearish trend. However, this could also be a third or fourth mortgage, etc. Surplus management: The technique of managing the funds of a company with the aim of earning a return on the available assets and creating more assets than liabilities. Hidden inflation: A hidden inflation is a price increase where older goods or one that is of a poorer quality, is offered at the original price. There may be various other reasons, that might prompt a business to apply for a loan.

It Is The Currency Abbreviation For South Korean Won.

Asset allocation decision: The decision of how the funds of the business should be distributed among the major classes of assets in which it may be invested is known as asset allocation decision. How Do Construction Loans Work? Arbitrage pricing theory APT: Developed by Stephen Ross, the arbitrage pricing theory APT is an alternative valuation model which is based purely on arbitrage arguments. Lending institution: A public or private financial institution that offers loans to business organizations or individuals at a certain interest rate. Yet another noteworthy difference between the two is that bank indulges in various business transactions, savings as well as investment, while financial institutions mainly focus on investment and stabilization of currency. Examples are market orders or limit orders. AC analysis: A term used in materials management, AC analysis is used to define an inventory categorization technique.

Basic Guidance On Prudent Products Of Business Grants

Its just going to be this circle of everybody helping each other. Given the outcry, the question on many womens minds is, now what? What will it take for the century-old industry to open its gates to women? On a Monday night in October, a crowd of women filmmakers, producers, and advocatesand one male looking to peddle his screenplay at a womens networking eventcrowded into an auditorium at the West Hollywood Library to review a series of dismal statistics they had come to know all too well. Organized by Women in Film, an industry-funded group that promotes women filmmakers, the panel identifiedwith the aim of demolishingsome of the obstacles facing them. The first step, said Women in Film President Cathy Schulman, is data. The reason to do all of this is obviously to be curative, said the Oscar-winning producer and head of film production at STX Entertainment. She characterized the moment as a tipping point. We didnt do all of this because we were curious, she said.


The general fund no longer needs to support parking operations, although it continues to support parking capital projects. However, the general fund does have to continue subsidizing the clean water enterprise both operationally ($5.5 million annually) and for capital projects ($3.5 million is currently being set aside annually for a major regional stormwater project). AFFORDABLE DEBT BURDEN Beverly Hills’ overall debt burden is high as a per capita dollar amount ($14,856), but affordable relative to its TAV (1.9%), reflecting its disproportionately productive commercial sector, small geographic size and population, and very high property values. Debt amortization is swift at approximately 82% in 10 years. The city regularly makes its annual actuarially required pension contributions to CalPERS. The city’s total pension obligations are funded at 71.4%, or an estimated 67.7% when using Fitch’s more conservative 7% discount rate. Following labor negotiations and subsequent California Public Employees’ Pension Reform Act of 2013 reforms, the city has two additional pension tiers providing less expensive benefits and employees share more of the pension system’s costs. The city has worked to limit its OPEB liabilities to the point where $35.5 million has been set aside for its $49 million unfunded actuarial unfunded liability, although not in an irrevocable trust.


All the information available in your credit reports has an implication for your flat leasing process. When looking for funding, you should consider your company’s debt-to-equity ratio, which is defined by dividing amount of borrowed money by amount of invested in the business. Besides buying and selling business, there are also options available to buy a franchise which might require comparatively less investment with more help available from the franchisor in terms of marketing and setting up the franchise business. Business financing should be carefully planned long before a particular project takes place. Yes, if a business owner learns how to handle his business credit card well, he should have no problem with using it as an aid to the success of the business. Equity financing means financing a business by selling ownership interests to investors or, the money is raised in exchange for a share of ownership in the business or having the right to convert other financial instruments into stock. When dealing with SBA loans, or any other loan product for that matter, the whole experience will be smoother and simpler with a specialist. Remember that the reason you had to have a consigner in the first place was due to bad or no credit probably no credit record.

Obviously, if the owner of the company does not believe in his/her own company’s ability to repay the loan, why should the lending source? What other proprietary assets might be available such as patents, trademarks, goodwill, etc. It is much harder to get financing for depressed than for stable and growth industries. Of course, most people will probably not even think of informing the lending company should a consigner die; as long as you continue to make your payments, this will not be an issue. Equity sources can be divided into two groups: non-professional such us relatives, friends, and employees, etc. and professional that can be divided into two sub groups: Private such as Angels and Venture Capital and Institutional such as Hedge Funds and Government Assessed Sources. And so on…with equipment, land, buildings, furniture, fixtures and what ever other assets the company has, the same general rule applies. Start ups are more vulnerable and need more cash than established businesses.

Companies Grow Through Several Different Stages: Seed, Start-up, First Stage, And Second Stage.

It is always a good idea to learn as much as you can in advance about the factors that important in the decision-making process of banks and other lenders when they consider your loan application. If there is a clear reason for why you had the past financial problems that can be summarized in an approximately two sentence explanation do tell them, lenders will care about this. Especially the following errors, which indicate false details in your file: • Name on the report which is not yours • Addresses where you have never lived • Social Security numbers that don’t belong to you This information helps you to understand the importance of credit report while leasing an flat that fulfils all your requirements. Universal Business Structured Solution More educational resources by Yuri Iofe: Many responsible landlords are analysing the credit reports of the people they rent. And so on…with equipment, land, buildings, furniture, fixtures and what ever other assets the company has, the same general rule applies.

A Look At Sensible Programs Of Small Business Financing

News Image New York, NY (PRWEB) December 14, 2015 Offering a wide range of financial products to its clients, Universal Business Capital Group introduces its user-friendly website, in which clients can find relevant information and steps for submitting a project for financial consideration. Funds are available for business financing, renewable energy financing, commercial real estate financing and more at http://ubcapitalgroup.com/ . We get to know our clients and their businesses, which makes us able to create an affordable financial package that works best for them, quickly, said Mark Grossman of UB Capital Group. As experts in the marketplace, and now with a convenient and well-organized new website, we are able to help new clients get the funding they need to continue running their business or to expand their business. UB Capital Group’s new website is mobile friendly and it includes an organized interface with concise menus. Browsers may easily find contact information for UB Capital Group, along with information about each loan type. Once a business or potential client has decided to choose the leading capital markets expert, a proposal may be submitted. UB Capital Group offers advice on the website concerning how to submit a deal, which may help a business succeed. The professionals provide a straightforward process for funding, which includes matching the most appropriate investors, once a viable proposal is accepted.


cement shipments forecast from an increase of 7 to 8 percent annually, beginning in 2015, to 3.5 percent in 2015, 5 percent in 2016, and 5.7 percent in 2017. The PCAs Chief Economist, Ed Sullivan, stated that some of the reasons for the revisions were Uneven regional construction activities, a slowdown in number of starts, and increased use of supplementary cementitious materials in concrete. The Fixing Americas Surface Transportation (FAST) Act that was recently enacted is projected to increase cement consumption over the next five years, and should also positively impact the use of fly ash. We are excited about the demand for fly ash and its increased use in ready mixed concrete to make more durable concrete structures, said Bill Gehrmann, President of Headwaters Construction Materials, and we agree with the ACAA that the production of high quality fly ash over the next several decades will continue to provide us with a steady supply. About Headwaters Incorporated Headwaters Incorporated is improving lives through innovative advancements in construction materials through application, design, and purpose. Headwaters is a diversified growth company providing products, technologies and services to the construction materials and building products markets. Through its coal combustion products, building products, and energy businesses, the Company has been able to improve sustainability by transforming underutilized resources into valuable products. www.headwaters.com CAUTIONARY STATEMENTS RELEVANT TO FORWARD-LOOKING INFORMATION FOR THE PURPOSE OF SAFE HARBOR PROVISIONS OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 This press release contains forward-looking statements relating to Headwaters operations that are based on managements current expectations, estimates and projections about the industries in which Headwaters operates. Words such as may, should, anticipates, expects, intends, plans, targets, forecasts, projects, believes, seeks, schedules, estimates, budgets, goals, outlook and similar expressions are intended to help identify such forward-looking statements. Forward-looking statements include Headwaters expectations as to the managing and marketing of coal combustion products, the production and marketing of building products, the sales to oil refineries of residue hydrocracking catalysts, the development, commercialization, and financing of new products and other strategic business opportunities and acquisitions, and other information about Headwaters which are not purely historical by nature, including those statements regarding Headwaters future business plans, the operation of facilities, the availability of feedstocks, and the marketability of the coal combustion products, building products and catalysts. These statements are not guarantees of future performance and are subject to certain risks, uncertainties and other factors, many of which are beyond the Companys control and are difficult to predict.


Now.hіѕ саn аlѕο b done through unsecured loans whісh аrе available t them. However, accessing unsecured personal loans on-line is preferable these days. This is the first episode in a Bits video series that examines how robots are poised to change the way we do business and conduct our daily lives. The method is simple and convenient which makes processing fast. Joyce believes that performance management hаѕ achieved a high momentum Mn the US federal government ѕο “performance іѕ here t stay” regardless Rf who becomes President Mn 2009. This way you can compare lenders for their interest rate as per your circumstances. If you have a slow period we take a smaller payment; working with the flow of your business. Please provide your full name first and last name . April 23, 2015   Finance Company Philip Joyce, Professor Rf Public Policy Ind Public Administration from George Washington University presented t the April ICGFM meeting Mn Washington t standing room οnlу.

Through theѕе loans, the borrowers саn get money far theіr needs without much delay аѕ well. The degree of documentation will be less if you have a credit card from the bank, or some other form of credit history with the bank/finance company. April 23, 2015   Finance Company Philip Joyce, Professor Rf Public Policy Ind Public Administration from George Washington University presented t the April ICGFM meeting Mn Washington t standing room οnlу. In case of the borrower’s bad credit history of late payments, defaults, arrears or CCJs, the approval of the loan depends on your willingness of paying the interest at enhanced rate. But home-owners are also eligible for the loan. Yου саn simply fill Mn thе application form, thе forms аrе available on-line. Thеѕе assets саn b асqυіrеd Ind used far οthеr purposes. Please provide a real email address. So tenants or non-homeowner having bad debts can take the loan without worrying about collateral.

What Are Your Current Financing Needs?

Additionally,.nlike small business loans, our unsecured business loan alternative does not require collateral or a personal guarantee. Scientists have sequenced a nearly complete woolly mammoth genome, which should bolster efforts to resurrect the Stone Age zoological rock star. More The most important factor in a successful item implementation is having a thorough understanding of what needs to be implemented before deciding on how to implement it…. You can use the funds you receive in any way you choose. By checking these box, I give Lendio and its partners express written permission to contact me via email, phone, text message HMS/HMS and/or cell phone including use of automated dealing equipment and pre-recorded calls . Thеѕе assets саn b асqυіrеd Ind used far οthеr purposes.